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5 Steps to Hire a Bankruptcy Attorney in 2019

by ActionLocal Aug 4, 2019

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5 Steps to Hire a Bankruptcy Attorney in 2019

Bankruptcy laws are quite complicated and thus, it makes sense to take the assistance of an attorney. But, you would like to choose the best one, not the second-best for your case, right? The bankruptcy procedure involves revealing your personal financial details and that's why you'll surely want to ensure that you're working with an attorney, who can make you feel comfortable.


First things first…if you're facing financial difficulties, then important thing you need to realize that you aren't alone and bankruptcy attorneys can provide you a clear understanding of what you can do to overcome your current bad financial situation.


In this post you will get to know how to hire a bankruptcy attorney. The process to hire the best bankruptcy attorney isn't complicated, and all you need is patience and right guidance-


Step 1: Start with making a list of bankruptcy attorneys in your region


No doubt, experiencing bankruptcy is quite stressful and overwhelming. The first step to hiring a bankruptcy attorney is to make a list of bankruptcy attorneys in your region. You can surf the internet for "bankruptcy attorneys near me" or you can ask your friends and family for references and some recommendations about respectable bankruptcy lawyers.

Remember, the list is all you need for a good start, and this will help you to provide some options and confidence to move forward.


Step 2: Narrow down your research


Now, you have a list of potential lawyers and the next thing you need to do is to refine that list. There are a lot of websites available out there to aid you in finding bankruptcy attorneys and there are following things you need to consider when it comes to refining the list -

  • Make sure that bankruptcy lawyers are licensed

The easiest approach to begin narrowing down the list of lawyers is to ensure that they are qualified and licensed to practice law. Only those can call themselves well qualified and licensed bankruptcy lawyers who have gone through the education and training that is required.

  • Make sure that bankruptcy lawyers are experienced

Before you make your final decision, ensure that lawyers you have chosen are practicing bankruptcy law in reality and they have some kind of practical experience in bankruptcy law. The easiest approach to figure it out is to visit their firm's website. There you'll surely find their practice areas, work background and relevant experience.

  • Look for reviews

Another important thing you need to do before hiring a bankruptcy lawyer is checking out reviews of different lawyers. You can find reviews online and this will help you to have an idea of how they work, and whether their previous clients were satisfied with their work. In short, reviews will help you know whether it is really worth to give a shot or not.


Step 3: Go for an initial consultation


Once you're able to refine your list of bankruptcy attorneys, the next step is to meet the lawyers personally before making any final decision. As we mentioned earlier, financial matters are very personal and thus, it is crucial to be conformable with whom you're going to work. Thus, go for initial consultations that are generally 30 minutes long.


A free consultation will give to attorney and you an opportunity to meet face-to-face and gain a better understanding of your current financial situation.


This meeting will help you to decide whether you should hire a lawyer or not. During the meeting, it is important to ask the right questions to your attorney -


Questions related to the experience

  • What is your experience with cases that are similar to mine?

  • Are you going to handle my case?

Questions related to the case

  • What are alternative options to filing for bankruptcy?

  • How long will the procedure take?

  • What is your trick for my case?

Questions related to cost

  • How do you determine your frees?

  • Is it refundable service?

  • Are there any hidden costs?

Step 4: Give a closure look at the information you got via an initial consultation


Now, it's the right time to recap whatever you've learned after your initial meeting with an attorney. As you will get a lot of information during the meeting and thus, take your time to analyze each and every detail you got. You can write down whatever you've learned for better understanding and make the notes in order to refresh your memory



Step 4: Make a final decision


After the meeting with a few bankruptcy lawyers, it's time to make your final choice. Following are some factors that can help you to do that -

  • How well attorneys interact with you?

An attorney you'll hire going to be your legal representative and thus, it is important that both parties understand each other's goals and priorities. Did the lawyer listen to your needs and provide you proper attention? Did the lawyer explain each and everything in a way you follow? These questions will help you to make your decision.

  • Do you believe that attorney can accomplish your goals?

It is important to consider your gut feeling when it comes to hiring someone who is stranger to you. However, once doing research online and face to face communication with the lawyer, you surely got an idea of whether the attorney knows what she or he is doing.

  • Are you comfortable with the fees?

There are different types of bankruptcy, which include Chapter 7 bankruptcy and Chapter 13 bankruptcy. Ask your attorney to tell you about the overall cost for your case so that you can know it's in your budget or not.


Final thoughts…


Hiring an expert is risky, but right guidance and research can help you to decrease the chances of hiring a bad one. Hopefully, this guide helped you to choose the right bankruptcy attorney. No doubt, it is quite possible to file for bankruptcy without an attorney. But, the latest studies show that the chances to discharge debt are quite higher with the assistance of bankruptcy attorney.